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Ajman Free Zones 2026: Ajman Free Zone, Ajman Media City and NuVentures Compared

Ajman free zones compared for 2026: AFZ, Ajman Media City and ANCFZ by price, visas, VAT, governance and fit. Get a written 3-year comparison on WhatsApp.

Mir Ali
Mir Ali Founder & Licensed PRO Consultant, MIRDXB PRO
Updated 26 Sep 2026 40 min read
Ajman free zones: illustrative image of the Ajman corniche

Key takeaways

  • Ajman free zones: three zones license companies today — Ajman Free Zone (AFZ, launched 1988), Ajman Media City Free Zone (AMC, Amiri Decree No. 8 of 2015) and Ajman NuVentures Centre Free Zone (ANCFZ, Amiri Decree No. 15 of 2023).
  • Two governance tracks: AFZ and AMC sit under the Free Zones Authority of Ajman (FZA), set up by Amiri Decree No. 8 of 2021. ANCFZ is outside it: Article 2(d) of its decree says it is not subject to that decree and does not report to the Authority.
  • Cheapest free zone in Ajman on published prices: ANCFZ from AED 4,888 (one-year prepaid, no visa) and AMC from AED 4,999. With one visa, ANCFZ is AED 10,800 and AMC AED 12,999. AFZ publishes no package price.
  • AFZ is the only goods zone: warehouses, land, staff housing, the port next door, and Ajman’s only VAT designated zone.
  • Every visa in the Ajman free zones is issued through ICP, not GDRFA Dubai, and the residence file number starts with 4.
  • Corporate tax applies in all three. ANCFZ’s 30-year tax exemption in its decree is expressly “without prejudice” to federal tax law.
  • None of the Ajman free zones has a published mainland permit. Use a distributor, a separate mainland licence, or AFZ’s AED 100 no-objection letter with an Ajman DED licence.
Choosing between the Ajman free zones? Send us your activity, how many visas you need and whether you will hold stock. We reply in writing with the zone and package that fit, the published price and the lines to check before you pay.

Compare Ajman zones for me

Ajman free zones are the areas of the Emirate of Ajman where a company licensed by the zone can be fully foreign-owned, bring goods in free of customs duty while they stay in the zone, and sponsor residence visas through the federal authority ICP. Three free zones in Ajman license companies today: Ajman Free Zone (AFZ), the port-side zone launched in 1988; Ajman Media City Free Zone (AMC), established by Amiri Decree No. 8 of 2015; and Ajman NuVentures Centre Free Zone (ANCFZ), established by Amiri Decree No. 15 of 2023 and in force from 1 January 2024.

A UAE free zone is created by the law of its emirate. The federal law on financial free zones, Federal Law No. 8 of 2004, only matters for DIFC and ADGM. The Ajman free zones are commercial free zones created by the Ruler of Ajman’s Amiri decrees, and federal law still governs their tax, immigration, anti-money laundering and beneficial ownership rules.

Ajman is unusual in having an umbrella regulator. The Free Zones Authority of Ajman, created by Amiri Decree No. 8 of 2021, manages Ajman Free Zone and Ajman Media City and runs one portal for both. ANCFZ was deliberately placed outside it. Our research for the ANCFZ guide found that the Ajman list on the federal portal u.ae names only AFZ and AMC, which fits that split; ANCFZ exists by decree and licenses companies, so we count three.

This is a decision guide, not a summary of our three zone guides. It sets the Ajman free zones side by side, explains who governs what, compares published prices by visa count and over three years, and shows which zone suits which business. Every figure comes from our zone guides, researched from afz.gov.ae, amc.gov.ae, ancfz.ae, fza.ae, ICP and the Federal Tax Authority, and checked on 26 September 2026. If you want the whole file handled, our business setup service covers the Ajman free zones as well as Dubai. For every emirate, see our free zones in the UAE guide.

Ajman free zones compared: the master table

Each value below comes from the matching zone guide, which cites the zone’s own pages. “Not published” means the zone gives no figure, not that the item is free.

ZoneAuthorityBest forLegal formsLowest published costOfficial setup timeVAT designated zoneMainland route
Ajman Free Zone company setupFree Zones Authority of Ajman (FZA)Importers needing port-side warehouses, light manufacturers, food and garment processors, China Mall traders, used-car dealersFZE, FZC, branch of a local company, branch of a foreign companyPackages not published. Post-licence starting prices: establishment card AED 750, E-Channel AED 2,300, entry permit AED 1,000, residence visa AED 2,400, renewal from AED 4,878.75 (afz.gov.ae, 26 Sep 2026)New licence not published; catalogue: security approval 16 hours, establishment card, E-Channel, entry permit and visa 8 hours eachYesDistributor or agent; Ajman DED licence with AFZ “commercial letter” NOC (AED 100)
Ajman Media City Free ZoneAMC, governed by FZASolo freelancers and creators, small agencies and consultancies, mixed service and trading micro-businesses, remote foundersCompany licence (1 to 10 shareholders); freelance (sole professional) licenceBusiness Club AED 4,999 (no visa); Visionary AED 12,999 (1 visa); freelance from AED 6,150 (amc.gov.ae, 26 Sep 2026)Not published (u.ae general: 14 working days)NoNo AMC permit; distributor, or separate Ajman DED or Dubai DET licence
Ajman NuVentures Centre Free ZoneANCFZ, own authority outside FZARemote founders, small trading, consultancy, IT, AI and e-commerce companies, foreign groups needing a branch, teams locking multi-year pricesFZE, FZC, branch of a foreign company, branch of a local companyAED 4,888 one-year prepaid, no visa; 1 visa AED 10,800 (ancfz.ae, 26 Sep 2026)Licence “in as little as 2 hours” (FAQ also says 15 minutes); visas “within 24–48 hours” after registrationNoNo ANCFZ permit; distributor or separate mainland licence; activity outside the facility is fined

The pattern across the free zones in Ajman is clear. AFZ is the only one of the Ajman free zones with physical infrastructure for goods and the only designated zone, but it publishes no package price. AMC and ANCFZ are office-based, publish full price lists, and compete head-on for the same small service and trading companies.

The Free Zones Authority of Ajman, explained

Until 2021 each Ajman zone ran as its own organisation. Amiri Decree No. 8 of 2021, cited in the preamble of Amiri Decree No. 15 of 2023, created the Free Zones Authority of Ajman. Its website, fza.ae, says it “was established in 2021 with the primary objective of managing and expanding the Free Zone assets of Ajman”. It is headed by a Director General, H.E. Ismail Al Naqi, and lists sixteen functions, among them issuing regulations, licensing, proposing new free zones, supervising activities and collecting revenues.

Ajman free zones governance: the Free Zones Authority of Ajman over Ajman Free Zone and Ajman Media City, with Ajman NuVentures Centre outside it under Amiri Decree 15 of 2023
Who governs the Ajman free zones: FZA (Amiri Decree No. 8 of 2021) over AFZ and AMC; ANCFZ under its own decree, outside FZA.

For a founder choosing between the Ajman free zones, FZA matters in four practical ways:

  • One portal and app. AFZ and AMC share FZA’s “One Click” portal and the FZA Customer app, and AFZ’s cost calculator is “backed by Free Zones Authority of Ajman”.
  • Five destinations. FZA lists Ajman Free Zone, Ajman Media City, Al Zorah, Ajman Car Souq and China Mall as destinations it manages or facilitates. Al Zorah, China Mall and the car market are AFZ business communities, not separate licensing zones.
  • Shared rulebook, different products. AFZ and AMC follow FZA rules but sell different things: AFZ facilities and quoted packages, AMC fixed published packages and a freelance licence.
  • Moving between them. Because both are under one authority, a founder who outgrows an AMC desk and needs a warehouse is dealing with the same portal at AFZ. Ask FZA how a transfer works; neither zone publishes a transfer procedure.

AMC’s own “About FZA” page calls the Authority the governing body over its zones. Neither fza.ae nor afz.gov.ae publishes the text of Decree No. 8 of 2021; its number comes from the ANCFZ decree’s preamble, which also cites Amiri Decree No. 8 of 2015 establishing AMC.

Why Ajman NuVentures Centre sits outside the Authority

ANCFZ publishes its founding decree, a scanned Arabic text signed by H.H. Sheikh Humaid bin Rashid Al Nuaimi, Ruler of Ajman. Amiri Decree No. 15 of 2023 concerns the “Ajman New Ventures Centre (Free Zone)”, was issued on 28 December 2023 and took effect on 1 January 2024. Our ANCFZ guide read the whole text; the provisions that matter when comparing the Ajman free zones are these, in our translation.

ArticleWhat it providesWhat it means for you
2(a)Creates the Centre as a free zone belonging to the Government of Ajman, with legal personality and financial and administrative independenceANCFZ is a government licensing authority, not a private business centre
2(b)Boundaries follow an attached map; the Ruler may change them or create sub-free zonesThe zone can expand or add satellite areas
2(d)The Centre is not subject to Amiri Decree No. 8 of 2021 on the Free Zones Authority and does not report to itANCFZ rules, portal and prices are separate from AFZ and AMC
5The Centre sets permitted activities and licensing rules, issues licences and sets penalty regulationsANCFZ is your registrar and regulator
10, 11(a)Establishments may be owned by UAE or foreign natural or legal persons, without a sponsor, agent or national partnerFull foreign ownership, individual or corporate
11(d)Goods entering the Centre are exempt from customs duty; goods leaving for the Ajman customs area are treated as importsDuty is paid on entry to the mainland
11(e)“Without prejudice to the tax legislation in force in the State”, a 30-year exemption from taxes including income taxFederal corporate tax and VAT still apply
11(h)Foreigners may be employed under the Centre’s sponsorship, with the competent authorities’ approvalVisas still go through ICP
12(a)A licence is personal and cannot be assigned without the Executive Director’s written approvalSelling the company needs ANCFZ consent
17A dispute resolution committee chaired by a judgeA local forum for disputes with the Centre

ANCFZ is not listed on fza.ae. Its website names Sheikh Mohamed bin Abdullah Al Nuaimi as Chairman and Rishi Somaiya as CEO, and it runs a head office in Amber Gem Tower, Al Rashidiya 3, Ajman, with a representative office on Sheikh Zayed Road in Dubai. A Dubai office does not make it a Dubai zone: its companies are Ajman companies with Ajman visas.

The practical consequence of Article 2(d) for the Ajman free zones is simple. Anything you read about “Ajman free zone rules” on FZA or AFZ pages does not automatically apply at ANCFZ, and ANCFZ’s own rules, such as its 15-page violations and fines list, do not apply at AFZ or AMC. Always read the rulebook of the zone that will license you.

The three Ajman free zones in brief

Each summary below gives what the zone is known for, the facts that decide whether it fits, and who should look elsewhere among the Ajman free zones.

Ajman Free Zone: the port-side, general-purpose zone

AFZ launched in 1988 beside Ajman Port and Customs. It says it received independent status from the Ruler of Ajman and serves more than 9,000 companies from over 165 countries. Its strength is practical infrastructure: business centre desks, freelancer and pioneer hubs, offices, pre-built warehouses from 100 sqm (including Gold LEED eco-friendly units), temporary warehouses, land on leases of 20 years or more, and onsite staff accommodation. It also licenses companies in four business communities: Ajman Boulevard, Al Zorah (The Pavilion business centre), China Mall and the Ajman Car Souq in Al Jurf, where units carry four visas.

AFZ lists more than 3,500 activities and eight licence types: commercial, general trading, industrial, services, e-commerce, freelancer (sole professional), pioneers and offshore. One rule catches founders out: a licence carries either service or commercial activities, not both. And a branch of a foreign company may sell in the UAE “through a UAE registered agent or distributor only”.

Suits importers holding stock, light manufacturers, food and garment processors, China Mall retailers, used-car dealers and budget founders who want a real facility. Look elsewhere if you are a media freelancer (AMC), need service and trading on one licence (AMC or ANCFZ), or need heavy industry at scale (Hamriyah). Read the Ajman Free Zone guide.

Ajman Media City: published packages and a freelance licence

AMC was established by Amiri Decree No. 8 of 2015 and has sat under FZA since 2021. It markets itself to creators and media professionals, but only about a fifth of the 340 activities in its database are media; the rest are services (130), commercial (87), freelance (121) and e-commerce (2). A company licence takes up to ten activities, commercial and service mixed, and one to ten shareholders. A freelance licence is issued to one person for one activity.

AMC’s selling point is transparency: every package shows its visa count, first-year price and renewal price. Visas run from none on the AED 4,999 Business Club package to ten on the AED 62,000 Titan. Setup is fully online through FZA’s “One Click”. AMC is office-only (co-working, flexi-desk, executive offices) and publishes no branch product.

Suits solo freelancers and creators, small agencies and consultancies with up to ten visas, and micro-businesses mixing services and trading. Look elsewhere if you need warehouse stock, designated-zone treatment, a branch structure or a Dubai address. Read the Ajman Media City guide.

Ajman NuVentures Centre: fixed-price packages, fast remote licensing

ANCFZ is the newest of the Ajman free zones and the only one outside FZA. It sells one all-inclusive package per visa count, from none to ten, prepaid for one to five years, with a licence “in as little as 2 hours” once documents are complete and visas “within 24–48 hours” after registration. A licence takes up to ten activities across commercial and trading, services, a “Blockchain, AI, Crypto, Gaming” category and others; ANCFZ claims more than 3,500 activities, and its online list flags those needing another authority’s approval.

Legal forms are FZE, FZC and branches of foreign or local companies, and the FAQ says there is “no minimum paid-up capital requirement for most business activities”. Offices run from flexi-desk to private office. ANCFZ has announced banking memoranda with Wio Bank and Ruya (September 2025) and Abu Dhabi Islamic Bank (February 2026).

Suits remote founders who want speed, small trading, consultancy, IT, AI and e-commerce companies, foreign groups needing a branch or holding entity, and teams that want to lock visa prices for several years. Look elsewhere if you need warehouses or land, designated-zone status, a true freelance permit, or a regulated crypto exchange (which needs the virtual asset regulator’s approval). Read the ANCFZ guide.

Choose by business type: which of the free zones in Ajman fits

This matrix of the Ajman free zones is built from each zone’s published licence types, activities and facilities. Where none of the Ajman free zones is built for a business, we say so and point to the right guide.

Business typeLook at firstWhy
Trading and logistics with stockAFZWarehouses from 100 sqm by Ajman Port, land, designated-zone status; AMC and ANCFZ have no storage (ANCFZ fines storing goods in an office)
E-commerceAMC or ANCFZ; AFZ if you hold stockAMC and ANCFZ allow trading and services on one licence; AFZ has an e-commerce hub and warehouses
Tech, software, AIANCFZ; AMC for IT servicesANCFZ’s dedicated AI, blockchain and gaming category; AFZ also runs an AI robotics hub
Media, creative, contentAMCFreelance licence, media activities, creative studios access; media permits from the National Media Authority where needed
Consultancy and professional servicesAMC or ANCFZLow published prices; mixed activities; ANCFZ for multi-year pricing
Industrial and manufacturingAFZIndustrial licence, land and warehouses; an industrial licence “cannot be used without location”
Financial and regulated servicesNone of the threeNone of the Ajman free zones runs a financial regulator; compare DIFC or ADGM
HealthcareNone built for itAFZ lists health and beauty among its sectors; clinics need a health regulator, so compare Sharjah Healthcare City
Education and trainingAFZAFZ lists education as a focus sector and says it hosts 170 education-based facilities; check the education regulator’s approval first
Crypto and virtual assetsANCFZ for non-regulated activitiesExchange, brokerage or custody needs the virtual asset regulator’s approval; compare RAK Innovation City
FreelancersAMC; AFZ sole professionalAMC freelance licence from AED 6,150; AFZ freelancer licence with one visa and family sponsorship
Holding company or branch of a groupANCFZ or AFZBoth license branches of foreign and local companies and accept corporate shareholders; AMC publishes no branch product

Best free zone in Ajman: four questions that decide it

There is no single best free zone in Ajman, only the best fit among the free zones in Ajman for your business. These four questions settle it for most founders.

  1. Will you hold goods, manufacture or need land? Then AFZ; it is the only one of the Ajman free zones with warehouses and designated-zone status.
  2. Are you one person selling your own skills? Then compare AMC’s freelance licence (from AED 6,150) with AFZ’s sole professional licence, and with AMC’s AED 4,999 company package if you do not need a visa.
  3. Do you need service and trading activities on one licence? AMC and ANCFZ allow it; AFZ does not.
  4. How many visas, for how long? In year one, ANCFZ is cheaper than AMC at every visa count. Over three years the gap narrows or reverses, because AMC renews for less. Run the three-year sums below before choosing.
Not sure which of the Ajman free zones fits your visas and budget? Tell us your activity and how many people need visas this year and next. We reply in writing with the zone, the package and a three-year cost comparison.

Get my Ajman comparison

Cheapest free zone in Ajman: Ajman company setup cost by visa count

Most “from AED …” figures for the free zones in Ajman come from consultants. Two of the three Ajman free zones publish complete price lists, which makes Ajman one of the easiest emirates to compare honestly. The chart sets the two lists side by side.

Ajman free zones price ladder: first-year package prices at Ajman Media City and ANCFZ by number of visas, from no visa to ten
First-year package prices for the Ajman free zones that publish them, by visa count. Ajman Free Zone quotes each applicant.

Ajman Media City packages

PackageVisasFirst year (AED)Renewal per year (AED)
Business Club04,9994,999
Visionary112,9998,999
Pioneer217,99910,999
Innovator322,999 (home page shows 21,999)14,999
Founders429,99916,999
Prime534,99918,500
Accelerator to Titan6 to 1039,500 to 62,00019,500 to 24,000
Freelance licence0 (one visa may be added)From 6,150Not published

Source: amc.gov.ae packages and AMC blog of 22 July 2026, checked 26 September 2026. Company packages include up to ten activities and shareholders, co-working space, licence, lease and company documents; visa packages add the establishment card, security approval, E-Channel, status change, medical, Emirates ID and residence. Renewal covers the licence, co-working, utilities, establishment card and E-Channel; visa renewals are not listed in it.

ANCFZ packages

Visas1 year (AED)3 years (AED)5 years (AED)
04,88814,66424,440
110,80030,60050,400
216,20044,10072,000
320,70055,80090,900
529,70071,280115,830
1052,200123,930200,880

Source: ancfz.ae “ANCFZ License Cost 2026”, checked 26 September 2026. The one-year price is a full advance payment that already includes a 10% discount. Packages include the licence, up to ten activities, lease, company documents and a bank letter; visa packages add security approval, E-Channel registration and guarantee, establishment card, entry permit, status change, medical in Ajman, residence and Emirates ID, for new applications and renewals. Health insurance is excluded. ANCFZ’s pages conflict on some points (one page says “up to 7 visas” while the price list runs to ten), so get your package in a written quotation.

Ajman company setup cost over three years: the comparison that changes the answer

First-year prices in the Ajman free zones favour ANCFZ at every visa count. Over three years the picture changes, because AMC renews for much less than its first-year price. The table below is our arithmetic on the two published price lists (AMC: first year plus two renewals; ANCFZ: the three-year prepaid price). It is not a figure either zone publishes, but it is the fairest way to compare the Ajman company setup cost.

VisasAMC, 3 years (AED)ANCFZ, 3 years prepaid (AED)Cheaper on the published lists
014,99714,664ANCFZ, by 333
130,99730,600ANCFZ, by 397
239,99744,100AMC, by 4,103
352,99755,800AMC, by 2,803
571,99971,280ANCFZ, by 719
10110,000123,930AMC, by 13,930

Two cautions keep this honest. First, AMC’s renewal price does not list visa renewals, while ANCFZ’s packages include them; when your visas come up for renewal inside the three years, AMC will charge for each one and does not publish that fee. For one or two visas that can erase AMC’s lead. Second, the ANCFZ three-year price is paid up front, and ANCFZ publishes no refund terms if you close early. If you are not sure you will still be trading in year three, compare three one-year ANCFZ payments instead (for one visa, AED 32,400).

Ajman Free Zone: what AFZ publishes instead of packages, and the cheapest free zone in Ajman for goods

AFZ’s cost calculator emails an estimate; no package price is published. What AFZ does publish is a starting price for each service after the licence. Adding the published first-visa lines gives AED 7,050 before medical, Emirates ID, insurance and any change of status: security approval AED 600, establishment card AED 750, E-Channel AED 2,300, entry permit AED 1,000 and residence visa AED 2,400. That is our arithmetic on AFZ’s catalogue, not an AFZ package figure; the card and E-Channel are paid once per company, so a second visa costs less. Other published lines include change of status AED 800, additional visa quota AED 350, visa cancellation AED 750, licence renewal from AED 4,878.75 and certificates at AED 100 each.

AFZ’s renewal card warns that “the final fee depends on the current package, activities, facilities, linked services, and any outstanding amounts”. Treat every AFZ “starting price” as a floor.

Hidden lines in the Ajman company setup cost

Cost lineAFZAMCANCFZ
Health insuranceVia AFZ from AED 233; FAQ says compulsory for family visas in AjmanNot in packages“Mandatory during the visa process”, excluded from price
Family visasNot in packagesNot in packagesANC+ assistance, price not published
Extra visasAED 350 quota request, subject to inspection“More on offer”, price not publishedMove up a package
AmendmentsActivity AED 500; name AED 1,100; add corporate shareholder AED 1,500Not publishedNot published
Attestation of foreign documentsUAE MOFA attestation and home-country legalisation; not in any package
External approvalsHSE, Civil Defence, sewerage and other NOCs for some activitiesNational Media Authority permits for some media activitiesSIRA, NMA, TDRA and others flagged on the activity list
AuditNeeded for 0% Qualifying Free Zone Person status; not in any package

We never put our own fee inside these tables. Free zone and government fees are passed on at cost with receipts, and our fee is quoted in writing before we start; see our fees page.

Ajman free zones vs the Ajman mainland

A free zone company is licensed to operate inside its zone and to trade abroad. A mainland company is licensed by the Ajman Department of Economic Development (DED) and trades in the local market. The deciding question is where your customers are and where the work is done.

PointCompany in the Ajman free zonesAjman mainland company
Licensing authorityAFZ or AMC (under FZA), or ANCFZAjman Department of Economic Development
Where it may operateInside the zone and abroad; services delivered from the zone to UAE clientsThe local market, from licensed premises
Published pricesAMC and ANCFZ publish full packages; AFZ publishes service starting pricesWe could not read a published Ajman DED fee card on the day we checked
VisasICP through the zone; no MOHRE work permit for free zone staffICP residence; work permits through MOHRE
CustomsNo duty while goods stay in the zone; duty on entry to the local marketDuty on import
VAT designated zoneAFZ onlyNot applicable
Corporate tax9% above AED 375,000, or 0% on qualifying income for a Qualifying Free Zone Person9% above AED 375,000; Small Business Relief may apply

Consultants, agencies and online sellers serving clients from a zone office are usually well served by the Ajman free zones. A shop outside China Mall, a contractor working on client sites or a trader delivering from a mainland warehouse needs a mainland licence. Compare the visa rules in our free zone vs mainland guide, and the onshore route in our mainland company formation guide (written for Dubai; the Ajman steps run through the Ajman DED).

Visas in the Ajman free zones: how residence works in all three

A visa from any of the Ajman free zones is a UAE residence permit issued by the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP), with the company, or AMC for a freelancer, as sponsor. It is never a GDRFA Dubai file, and the residence file number starts with 4, the Ajman code. Free zone employees do not need a MOHRE work permit; the zone issues the employment documents. Our ICP vs GDRFA guide explains what that changes when you renew, cancel or travel.

PointAFZAMCANCFZ
How the visa count is setPackage and facility; freelancer 1; pioneer 1 (shareholder only); car market 4; extra quota AED 350, subject to inspectionFixed by package, 0 to 10; freelancer may add one visa at extra costPackage, 0 to 10; FAQ says quota depends on office space or package
Published visa pricesEntry permit AED 1,000; status change AED 800; residence AED 2,400; cancellation AED 750Inside package pricesInside package prices
Published times8 hours per service in the catalogue; FAQ: stamping up to 4 days, 2 urgentNot published“Within 24–48 hours after company registration”
MedicalFAQ: reports accepted only from Al Hamidiya health centre in AjmanIncluded in visa packagesMedical in Ajman, included
Zone rule to watchVisa expiring abroad cannot be renewed from outside, only cancelled“A company license does not automatically provide unlimited employee visas”Residency not finalised within 60 days: warning, then AED 1,000

The visa sequence in the Ajman free zones

  1. Security approval by ICP for owners and managers who will hold visas (AFZ: AED 600, 16 hours; valid one month).
  2. Establishment card and E-Channel, once per company. At AFZ these are not available on an ineligible zero-visa package, so a no-visa company must upgrade first.
  3. Entry permit for someone abroad, or a change of status for someone already in the UAE.
  4. Medical fitness test and Emirates ID biometrics in the UAE; see our medical fitness test service and Emirates ID service.
  5. Residence permit, with health insurance in place.

All three zones advertise remote setup for the licence. None can issue a residence visa without you in the UAE for the medical and biometrics, so plan one trip.

Investor, partner, employee and freelancer visas

Shareholders and managers take an investor or partner visa under their company; employees take employment residence. Each counts against the package or facility quota. A freelancer at AFZ gets one visa with family sponsorship and may hire one employee; a pioneer package gives one visa for the shareholder only. An AMC freelancer “may be eligible to apply for one UAE residence visa” at extra cost, subject to immigration requirements. ANCFZ does not sell a separate freelance product.

Family sponsorship from the Ajman free zones: ICP’s income test

ICP’s “Issuing residency permit” card sets the income test for sponsoring a spouse and children: AED 4,000 a month, or AED 3,000 plus employer-provided housing. Investor sponsors may be asked for a guarantee of AED 3,000 per family member, up to AED 15,000. AFZ’s own FAQ asks employees for a minimum salary of AED 4,500, which conflicts with ICP’s figure; ICP issues the visa, but AFZ may check your file against its own number first. If you earn between AED 4,000 and AED 4,500 and sponsor through AFZ, ask AFZ in writing. None of the Ajman free zones includes family visas in its packages. Our family visa salary guide explains the ICP test.

Golden Visa, grace periods and overstays

Owning a company in the Ajman free zones does not by itself qualify you for a Golden Visa; shareholders qualify through the federal investor, entrepreneur or talent categories, assessed by ICP. Our Golden investor visa service checks eligibility first. After cancellation or expiry, ICP gives 30, 60, 90 or 180 days’ grace depending on the category, 30 days for most employees, then AED 50 a day. Cancel family visas before the sponsor’s, and all visas before closing the company; AFZ issues its licence cancellation document only after the investor visa is cancelled. For renewals, transfers and cancellations handled end to end, see our free zone visa services.

Tax in the Ajman free zones: corporate tax, VAT and customs

Corporate tax applies in all three

Federal Decree-Law No. 47 of 2022 applies across the Ajman free zones. The rate is 9% on taxable income above AED 375,000. A Qualifying Free Zone Person pays 0% on qualifying income if it meets every condition of Cabinet Decision No. 100 of 2023: adequate substance in the zone, qualifying income from activities listed in Ministerial Decision No. 229 of 2025 (which replaced Ministerial Decision No. 265 of 2023 with effect from 1 June 2023), non-qualifying revenue within the de minimis limit (the lower of AED 5 million or 5% of revenue), no election for the standard rate, transfer pricing compliance and audited financial statements.

Two Ajman-specific points. AMC’s packages page still says “Enjoy 0% corporate and personal income tax”, and ANCFZ’s decree grants a 30-year tax exemption; both are overridden for companies by federal law, and the ANCFZ decree says so itself (“without prejudice to the tax legislation in force in the State”). And a remote company on a flexi-desk invoicing mainland clients will usually struggle to show substance and qualifying income, so plan on 9% above AED 375,000. Small Business Relief is not available to a Qualifying Free Zone Person. Every company must register for corporate tax, even at 0%; late registration costs AED 10,000. Our corporate tax registration guide sets out the deadlines.

AMC freelancers are natural persons; AMC notes that they “may become subject to Corporate Tax requirements when total business turnover exceeds AED 1 million during a calendar year”.

VAT: Ajman Free Zone is the only designated zone

The Ajman section of the FTA’s designated zones list under Cabinet Decision No. 59 of 2017, as amended, has one entry: “Ajman Free Zone”. Ajman Media City and ANCFZ are not on it. The FTA’s live list page could not be read on 26 September 2026, so our zone guides used the FTA’s published list document; check the current list before relying on it. Designated-zone treatment applies to certain supplies of goods within and between designated zones; services are taxed as on the mainland. VAT registration is mandatory above AED 375,000 of taxable supplies in every zone.

Customs

AFZ sits beside Ajman Port and Customs and issues customs code letters (AED 100), a customs clarification card and certificates of origin through its portal. ANCFZ’s decree exempts goods entering the Centre from customs duty and treats goods leaving for the Ajman customs area as imports. AMC has no bonded facilities, so imported goods clear customs and import VAT normally.

Trading with the mainland from the Ajman free zones

Dubai’s Free Zone Mainland Operating Permit, created by Executive Council Resolution No. 11 of 2025, is for Dubai’s own free zones. It does not cover any of the free zones in Ajman, and none of the three publishes an equivalent permit. The routes are:

  1. Serve clients from the zone. Invoicing mainland clients for work done in the zone or remotely is how most AMC and ANCFZ companies operate. Work performed on the mainland may need a mainland licence.
  2. AFZ no-objection letter plus an Ajman DED licence. AFZ’s catalogue lists a “commercial letter outside free zone” in two versions, one to provide approved services outside the zone and one to set up or join a company outside it, each AED 100 and issued instantly. We could not read a published Ajman DED card for free zone companies, so confirm the licence type with the DED.
  3. A separate mainland company or branch licensed by the Ajman DED or another emirate’s department, with its own premises and visas.
  4. A distributor or agent who imports and resells your goods. For a branch of a foreign company at AFZ this is the only permitted sales route.

ANCFZ is explicit about the risk of getting this wrong: its fines list penalises “conducting authorised activities outside the facility” (AED 2,500) and practising an activity not on the licence (AED 1,000). For a Dubai presence, plan on a Dubai Department of Economy and Tourism licence.

Setting up in the Ajman free zones: the common process, step by step

The sequence is the same in all three Ajman free zones; what differs is which steps are inside the package and which times are published. u.ae’s general statement is that a free zone approves an application “within 14 working days”.

StepAFZAMCANCFZ
1. Structure, activities, packageLegal form, licence type (service or commercial, not both), facility; cost calculator emails an estimateFreelance or company; package by visa count; activity databaseFZE, FZC or branch; up to ten activities; package by visa count; “same-day quote”
2. Application and documentsThrough the FZA portal; time not publishedOnline through “One Click”; time not publishedPortal with e-signature; time not published
3. Security approvalAED 600, 16 hoursIncluded in visa packagesIncluded in visa packages
4. Licence and company documentsElectronic licence, MOA, registration kit and bank letter; time not publishedLicence, lease, incorporation certificate, commercial registry, MOA and share certificate; time not published“As little as 2 hours” when documents are complete
5. Establishment card and E-ChannelAED 750 and AED 2,300, 8 hours eachIncluded in visa packagesIncluded in visa packages
6. VisasEntry permit AED 1,000; residence AED 2,400; 8 hours eachIncluded; time not publishedIncluded; “within 24–48 hours” after registration
7. Bank accountSet by the bank’s own checks; all three issue a bank letter
8. Tax and beneficial ownersCorporate tax registration with the FTA (FTA Decision No. 3 of 2024 deadlines); UBO register within 60 days (Cabinet Decision No. 109 of 2023)

Published times are processing times once a file is complete and paid. They leave out legalising foreign documents, an ICP security referral, booking the medical and the bank’s review. Where the Ajman free zones stall in practice: AFZ security approval lapses after a month if the licence or visas are not processed; zero-visa packages cannot open an immigration file without an upgrade; and an ICP licence activation with fewer than ten days left blocks new entry permits at AFZ.

Documents checklist for the free zones in Ajman

Individuals: shareholders, managers and directors

  • Passport copy valid for at least six months, and a colour photo on a white background.
  • For UAE residents: visa copy or UID, Emirates ID and, at AFZ, a no-objection letter from the current sponsor.
  • Education certificates where the job title requires them; AFZ asks for attested certificates for roles such as IT, finance or project manager.
  • AFZ says shareholders must be over 18.

Corporate shareholders and branches

  • Certificate of incorporation and registration certificate from the home registry.
  • Memorandum and articles of association.
  • Board resolution approving the company or branch and appointing the manager.
  • Power of attorney, and the representative’s passport.
  • Certificate of good standing (AFZ asks for it when adding a corporate shareholder, and for foreign branches at renewal).
  • At AFZ, a feasibility study for industrial and services enterprises.

Foreign corporate documents are normally notarised and legalised in the home country, then attested by the UAE Ministry of Foreign Affairs; the UAE is not a party to the Apostille Convention. AMC publishes no document list for corporate shareholders, so confirm with AMC before you start. Our document attestation service runs the legalisation chain.

Beneficial owner declaration

Every company files its register of beneficial owners with its zone under Cabinet Decision No. 109 of 2023, within 60 days of incorporation, and updates it within 15 days of a change. A beneficial owner holds or controls 25% or more, or controls the company by other means. AFZ prices UBO updates at AED 0. Our UBO register guide covers the penalties under Cabinet Resolution No. 132 of 2023.

Banking for a company in the Ajman free zones

A company in any of the Ajman free zones can bank anywhere in the UAE. Banks ask who owns and controls it, where the money comes from, what it trades and with whom, and whether it has real substance here; a resident manager and a real office or warehouse help, and a remote flexi-desk company in the free zones in Ajman usually takes longer. ANCFZ has announced banking memoranda with Wio Bank, Ruya and Abu Dhabi Islamic Bank; a memorandum is not an approval, and each bank still runs its own checks. Our corporate bank account guide covers the documents and common refusals.

Renewal and compliance in the Ajman free zones

ObligationAFZAMCANCFZ
Licence renewalYearly; from AED 4,878.75; one month’s graceYearly at the published renewal priceYearly or at the end of the term; downgrade allowed based on visas used; late renewal: warning, then AED 250
Establishment cardRenewable in the two months before expiry; E-Channel must be currentIncluded in renewalIncluded in packages
Published finesViolations list on its rules page (could not be opened when checked)Not published15-page list, e.g. payroll reports missing AED 50,000; false information AED 20,000
AccountsNo general audit rule published by any of the Ajman free zones; audited statements required for 0% Qualifying Free Zone Person status
AMLgoAML registration and reporting for designated non-financial businesses (Federal Decree-Law No. 10 of 2025; Cabinet Resolution No. 134 of 2025)

Ajman free zones vs Sharjah, Umm Al Quwain and Ras Al Khaimah

Founders comparing the Ajman free zones usually have three neighbours on the shortlist. The figures below come from our zone guides.

ZoneLowest published costHow it compares with Ajman
Shams (Sharjah Media City)AED 5,760, no visa; visas AED 1,600 allocation per year plus visa feesLarger activity list; visas bought one by one rather than by package; Sharjah ICP file
Sharjah Publishing CityAED 4,999 E-Publishing; AED 13,165 with one visa (SPC’s figure)Similar entry price to AMC and ANCFZ; several conflicting SPC price pages
UAQ Free Trade ZoneMonthly-priced offers (e.g. UAQ Start AED 2,266 a month with investor visa)Designated zone in two locations; licence “issued in 1 working day”
RAKEZAED 6,000 instant licence; AED 14,000 with one visaLarger industrial offer; some designated industrial zones; RAK ICP file
Free zones in other emirates

Compare the emirate guides: Dubai free zones, Sharjah free zones, Ras Al Khaimah free zones, Abu Dhabi free zones, Fujairah free zones and the UAQ Free Trade Zone guide. The UAE free zones guide puts every emirate in one table.

Ajman free zones: worked cases

These cases are built from the situations we see most often. Names and identifying details are left out, and the figures are the published ones.

Case 1: a video editor who wants a visa and nothing else

A freelance video editor wants a licence in his own name and a residence visa. AMC’s freelance licence starts at AED 6,150, with one visa possible at extra cost that AMC does not publish; AFZ’s freelancer licence carries one visa and family sponsorship. Comparing the cheapest free zone in Ajman for a one-visa company, he also looks at AMC’s Visionary package (AED 12,999 with one visa, renewing at AED 8,999) and ANCFZ’s one-visa package (AED 10,800), which give him a limited-liability company instead. He asks AMC and AFZ for the full freelance-plus-visa cost in writing before deciding, because the company route may cost little more and separates his personal liability.

Case 2: a three-person digital agency planning for three years

Three partners need three visas in the Ajman free zones and expect to stay at that size. In year one ANCFZ is cheaper (AED 20,700 against AMC’s AED 22,999). Over three years on the published lists AMC is cheaper (AED 52,997 against ANCFZ’s AED 55,800 prepaid), but AMC’s renewal price does not list visa renewals, which ANCFZ’s packages include. They ask AMC for the visa renewal fee, add it to the AMC total, and choose on the complete three-year figure.

Case 3: a foodstuff importer needing a warehouse

A trader importing packaged food for wholesale needs a warehouse by the port and six staff. Only AFZ offers warehouses among the Ajman free zones, from 100 sqm, with designated-zone status. AFZ publishes no package price, so she requests a written quotation and checks it against the catalogue: security approval AED 600, establishment card AED 750, E-Channel AED 2,300, and AED 1,000 plus AED 2,400 per visa. She asks for the visa quota on the warehouse in writing, since AFZ publishes no ratio, and plans a mainland distributor for supermarket sales.

Case 4: a European software group opening a UAE branch remotely

A software company in Europe wants a UAE branch with one manager visa, set up without travel until the visa medical. ANCFZ licenses branches of foreign companies, publishes AED 10,800 for one visa, and says licences can be issued in hours once documents are complete. The slow step is the legalisation of the parent’s certificate, articles and board resolution, then UAE MOFA attestation. The group budgets for 9% corporate tax on UAE profit above AED 375,000, since a remote branch invoicing mainland clients is unlikely to have qualifying income.

What circulates online about the Ajman free zones that is not true

ClaimWhat the sources show
“All Ajman free zones are run by one authority.”FZA governs AFZ and AMC. ANCFZ’s decree, Art. 2(d), says it is not subject to FZA and does not report to it.
“Companies in the Ajman free zones pay no tax for 30 years.”ANCFZ’s exemption is “without prejudice” to federal tax law; corporate tax and VAT apply in all three zones.
“Ajman Free Zone starts at AED X.”AFZ publishes no package price; any fixed figure is a consultant’s package.
“All the Ajman free zones are VAT designated.”Only Ajman Free Zone is on the FTA list; AMC and ANCFZ are not.
“An ANCFZ licence is a Dubai licence because it has a Dubai office.”The Dubai office is a representative office; companies and visas are Ajman’s.
“A licence from the free zones in Ajman covers mainland work.”It covers the zone and abroad; mainland work needs a DED licence or a distributor, and ANCFZ fines activity outside the facility.

How to verify every figure in this guide

Figure or ruleWhere to check it
AMC package, visa and renewal pricesamc.gov.ae packages; AMC blog of 22 July 2026 for the freelance licence
ANCFZ prices, inclusions and finesancfz.ae “ANCFZ License Cost 2026”, packages page, violations and fines list
ANCFZ legal basis and Art. 2(d)ancfz.ae rules and regulations (Amiri Decree No. 15 of 2023)
AFZ service prices and timesafz.gov.ae/services, “Starting Price” and “Estimated Time to Delivery”
FZA role and destinationsfza.ae About and Authority’s functions
Visa and family income rules in the Ajman free zonesICP service card “Issuing residency permit”; AFZ FAQ
Designated zonesFTA designated zones list (Cabinet Decision No. 59 of 2017 as amended)
Qualifying activitiesMinistry of Finance, Ministerial Decision No. 229 of 2025

Free zone company setup in Ajman: how MIRDXB PRO helps

MIRDXB PRO is an independent PRO and business setup consultancy in Al Barsha 1, Dubai. We are not an official partner of Ajman Free Zone, Ajman Media City, ANCFZ or the Free Zones Authority of Ajman, and none of them lists us. We compare the Ajman free zones on their published rules and prices, and we tell you when the zone’s own portal is all you need.

What we do

  • Choose the zone and package: match your activities, stock, visa count and three-year plan to AFZ, AMC or ANCFZ, in writing.
  • Check quotations against each zone’s published prices and flag what is missing.
  • Prepare and attest documents, including the legalisation chain for corporate shareholders and foreign branches.
  • Follow the licence, establishment card and E-Channel, then visas, medical and Emirates ID through ICP, and family visas afterwards.
  • Prepare the bank pack and register corporate tax and, where needed, VAT.

How it works

  1. Message us on WhatsApp with your activity, shareholders, visas and customers.
  2. We reply in writing with the zone and package we recommend, the published fees and our fee.
  3. You approve; we collect documents and start any attestation.
  4. We file with the zone and follow each step, sending every receipt.
  5. We hand over the licence, company documents, visas and a renewal calendar.

What it costs

Free zone and government fees are passed on at cost, with the zone’s or ICP’s receipt. Our own fee depends on the zone, legal form, attestation work and visa count, and is quoted in writing before we start. See our fees page.

Why founders use us

  • We publish our sources and show where zone pages contradict each other, as in this guide.
  • We cover the Ajman, Sharjah and Dubai zones and both ICP and GDRFA files, so the comparison is not limited to one emirate.
  • We tell you when you do not need us, for example a single-owner AMC package bought directly online.
  • Our Al Barsha 1 office is open Monday to Thursday and Saturday 09:00 to 18:00, Friday 09:00 to 12:00.

If you are also weighing business setup in Dubai against the Ajman free zones, we put both in one written comparison. Our free zone company setup support runs from the zone shortlist to the bank account.

Ready to set up in one of the Ajman free zones? Send your activity and visa count; we reply in writing with the zone, its published fees and ours.

Start my Ajman setup

What we will and will not do

We willWe will not
Give you each zone’s published prices with the source and dateInvent a package price for AFZ, which publishes none
Quote our fee in writing before we startHide our fee inside zone or ICP charges
Show the three-year cost, not just the first yearPush a multi-year prepayment without checking refund terms
Flag when a mainland licence suits you betterSell a free zone licence for work it does not cover
Explain the corporate tax position in plain termsGive tax advice in place of your adviser or auditor

Ajman free zones: frequently asked questions

How many free zones are in Ajman?

Three Ajman free zones license companies: Ajman Free Zone (launched 1988), Ajman Media City Free Zone (Amiri Decree No. 8 of 2015) and Ajman NuVentures Centre Free Zone (Amiri Decree No. 15 of 2023). The federal portal’s Ajman list names only the first two, reflecting that ANCFZ sits outside the Free Zones Authority of Ajman.

What is the Free Zones Authority of Ajman?

The Free Zones Authority of Ajman (FZA) was created in 2021 by Amiri Decree No. 8 of 2021 to manage and expand Ajman’s free zone assets. It governs Ajman Free Zone and Ajman Media City, runs their shared “One Click” portal, and lists Al Zorah, China Mall and Ajman Car Souq among the destinations it manages or facilitates.

Is Ajman NuVentures Centre part of the Free Zones Authority?

No. Article 2(d) of Amiri Decree No. 15 of 2023 says the Centre is not subject to Amiri Decree No. 8 of 2021 on the Free Zones Authority and does not report to it. ANCFZ has its own Chairman, portal, prices and fines list, and is not listed on fza.ae.

What is the cheapest free zone in Ajman?

For a company with no visa, ANCFZ at AED 4,888 (one year, prepaid) and AMC at AED 4,999. With one visa, ANCFZ is AED 10,800 and AMC AED 12,999 in year one. Over three years AMC can be cheaper for some visa counts because it renews for less, but its renewal price does not list visa renewals.

What is the best free zone in Ajman?

It depends on the business. Ajman Free Zone is the choice for goods, warehouses, manufacturing and the car market. Ajman Media City suits freelancers, creators and small agencies wanting fixed published packages. ANCFZ suits remote founders, branches of foreign companies and teams that want multi-year prices. Start from stock, visa count and three-year cost.

Who issues visas in the Ajman free zones?

ICP, the Federal Authority for Identity, Citizenship, Customs and Port Security. The zone files the transactions and issues the employment documents, and ICP issues the residence permit and Emirates ID. The residence file number starts with 4 for Ajman. GDRFA Dubai is not involved, even if you live in Dubai.

How much salary do I need to sponsor my family from the Ajman free zones?

ICP’s rule is AED 4,000 a month, or AED 3,000 with employer-provided housing, with a possible AED 3,000 guarantee per family member for investors, up to AED 15,000. AFZ’s own FAQ asks employees for AED 4,500, which conflicts with ICP; if you earn between the two figures and sponsor through AFZ, ask AFZ in writing.

Which of the Ajman free zones is a VAT designated zone?

Only Ajman Free Zone, the single Ajman entry on the FTA’s list under Cabinet Decision No. 59 of 2017 as amended. Ajman Media City and ANCFZ are not designated. The live FTA page could not be read when we checked, so confirm on the current list. Designated-zone treatment applies to certain goods, not services.

Do companies in the Ajman free zones pay corporate tax?

Yes. The rate is 9% on taxable income above AED 375,000; a Qualifying Free Zone Person pays 0% on qualifying income if it meets every condition of Cabinet Decision No. 100 of 2023. ANCFZ’s 30-year exemption and AMC’s “0% tax” line do not override federal law. Every company must register; late registration costs AED 10,000.

Can I get a freelance licence in the Ajman free zones?

Yes. Ajman Media City sells a freelance (sole professional) licence from AED 6,150 with more than 120 freelance activities; one visa may be added at extra cost. Ajman Free Zone offers a freelancer licence with one visa and family sponsorship. ANCFZ does not sell a separate freelance product.

Can a company in the Ajman free zones work on the mainland?

Only through a lawful route: services delivered from the zone, a distributor for goods, a separate mainland licence from the Ajman DED or another emirate, or at AFZ an AED 100 no-objection letter supporting a DED licence. Dubai’s mainland operating permit covers Dubai zones only, and ANCFZ fines activity outside the facility.

Can I set up in the Ajman free zones without visiting the UAE?

The licence, yes: all three Ajman free zones run online applications, and ANCFZ advertises licences in hours. The residence visa, no: the medical and Emirates ID biometrics need you in the UAE. At AFZ, a visa that expires while you are abroad cannot be renewed from outside, only cancelled.

Can a foreign company open a branch in the Ajman free zones?

Yes, at Ajman Free Zone or ANCFZ, both of which license branches of foreign and local companies. AFZ says a foreign branch may sell in the UAE only through a registered agent or distributor. AMC publishes no branch product. Parent documents need legalisation and UAE MOFA attestation.

Can MIRDXB PRO set up my company in one of the Ajman free zones?

Yes. We choose the zone and package with you, check the quotation, prepare and attest documents, follow the licence and immigration file, run visas and Emirates ID through ICP, and prepare the bank pack and tax registrations. We are an independent consultancy, not a zone partner, and cannot promise decisions a zone, ICP or a bank makes.

How much does MIRDXB PRO charge for setup in the Ajman free zones?

Zone and government fees are passed on at cost with receipts. Our own fee depends on the zone, legal form, attestation work and visa count, so we do not publish one package price. Send us your plan on WhatsApp and we reply in writing with the zone’s published fees and our fee before any work starts.

Keeping a company in the Ajman free zones compliant, with its licence, establishment card, visas and beneficial owner filings renewed on time, is what our PRO services in Dubai team handles, for companies in every emirate. For one point of contact on licensing and visas, ask about our company formation support.

Last reviewed

This guide was last reviewed on 26 September 2026 against the sources above and our three guides to the free zones in Ajman. The zones change packages and prices often; your quotation and portal invoice are final.

Please note. The rules, prices and times in this guide come from afz.gov.ae, amc.gov.ae, ancfz.ae, fza.ae, ICP, u.ae, the Ministry of Finance and the Federal Tax Authority, verified 26 September 2026. MIRDXB PRO is an independent consultancy and is not affiliated with, or an official partner of, any of the Ajman free zones or the Free Zones Authority of Ajman. The cases are built from common situations and are illustrative. This guide is general information and not legal or tax advice.

Mir Ali

Written by

Mir Ali

Mir Ali runs MIRDXB PRO, an Amer & Tasheel authorised typing centre partner in Dubai. He has personally handled 100+ visa, Emirates ID and labour files across MOHRE, GDRFA, ICP and DED, and writes these guides from the counter rather than from a marketing desk.

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