Employment Visa
ILOE Insurance Registration in the UAE
Subscribe, renew, or clear an ILOE fine that is blocking your work permit. Same-day handling, starting with a status check against your Emirates ID.
Official fees fromAED 63at cost, line by line
- 7Government authorities we file with
- 0%Mark-up on government fees
- 24hTarget to submit an urgent, complete file
- 200+Guides, updated as rules change
- 1Named officer on your file, start to finish
The government entities your application is processed through
We prepare and submit applications on your written authorisation. MIRDXB PRO is a private service provider and is not affiliated with, endorsed by, or an official agent of any authority shown. Names and logos belong to their owners and are shown for identification only.
Official fees
What the authorities charge, line by line
Official fees for ILOE Insurance Registration start from
AED 63
Category A employee (basic salary AED 16,000 or less), 12 months of premium paid up front, no fines
- Official fee cards, linked line by line
- Paid at cost, receipts handed over
- Your total confirmed in writing first
Category A, one year
Basic salary AED 16,000 or less · 12 months · no fines
OfficialAED 63
Get this quotedSee all 2 fee lines and sources
Category A, one year: official fees ILOE premium, Category A, 12 months (AED 5 a month) ILOE / MOHRE AED 60 VAT at 5% on the premium ILOE / MOHRE AED 3 Official fees AED 63 Category B, one year
Basic salary above AED 16,000 · 12 months · no fines
OfficialAED 126
Get this quotedSee all 2 fee lines and sources
Category B, one year: official fees ILOE premium, Category B, 12 months (AED 10 a month) ILOE / MOHRE AED 120 VAT at 5% on the premium ILOE / MOHRE AED 6 Official fees AED 126 Never subscribed, Category A
Missed the subscription deadline · pay the fine and subscribe for 12 months
OfficialAED 463
Get this quotedSee all 3 fee lines and sources
Never subscribed, Category A: official fees Fine for not subscribing MOHRE AED 400 ILOE premium, Category A, 12 months (AED 5 a month) ILOE / MOHRE AED 60 VAT at 5% on the premium ILOE / MOHRE AED 3 Official fees AED 463 Policy lapsed, Category A
Premiums unpaid over 3 months · policy cancelled · fine plus new 12-month policy
OfficialAED 263
Get this quotedSee all 3 fee lines and sources
Policy lapsed, Category A: official fees Fine for unpaid premiums MOHRE AED 200 New ILOE policy, Category A, 12 months (AED 5 a month) ILOE / MOHRE AED 60 VAT at 5% on the premium ILOE / MOHRE AED 3 Official fees AED 263
Channel and collection charges at kiosks, exchange houses or business centres, and our service fee are quoted separately. Fees are set by each authority and can change without notice; we confirm the current figure on your quote.
Work out a visa total in the fee calculator or see how we price our own fee.
The short version
- ILOE is mandatory and the subscription is in your name, tied to your Emirates ID — not your employer's.
- It costs AED 60 or AED 120 a year. Not having it costs AED 400 and blocks your next work permit.
- We subscribe you, renew you, or clear an existing fine — usually the same day.
- Send your Emirates ID number on WhatsApp and we will check your status (file check AED 100, 5% VAT included, credited to your fee if you go ahead).
ILOE is the cheapest compliance obligation in the UAE and the one that most often stops a work permit dead. We see it weekly: a permit stuck in processing, and the cause is an AED 400 liability against an Emirates ID from a subscription the employee never knew they needed.
What we handle
| Service | Typical turnaround | Notes |
|---|---|---|
| Status check against your Emirates ID | Same day | AED 100 file check, credited to your fee if you go ahead |
| New subscription | Same day | Category confirmed against your MOHRE contract |
| Annual or multi-year renewal | Same day | Multi-year removes the lapse risk entirely |
| Fine settlement | Same day | AED 400 non-subscription, AED 200 unpaid premiums |
| Reconciling a fine you already paid | 1 – 5 days | Usually an Emirates ID renewal mismatch |
| Company-wide staff audit | 1 – 3 days | Before permits get blocked, not after |
| Claim submission support | Within the 30-day window | Sequencing matters; see below |
Premiums and cover
| Category | Basic salary | Per month | Per year | Max monthly payout |
|---|---|---|---|---|
| Category A | AED 16,000 or less | AED 5 | AED 60 | AED 10,000 |
| Category B | Above AED 16,000 | AED 10 | AED 120 | AED 20,000 |
| Exclusive of VAT and channel fees. Benefit is 60% of average basic salary over the six months before job loss, for up to three consecutive months. | ||||
If your basic is AED 9,000 and allowances take you to AED 18,000, you are Category A. Subscribing to the wrong category is one of the most common reasons a claim is later reduced or refused — and it is invisible until you need to claim.
We confirm your category against the registered MOHRE contract, not your payslip.
Fines, and what they actually block
| Trigger | Penalty | Consequence |
|---|---|---|
| Not subscribing after the grace period | AED 400 | Blocks new work permit issuance and renewal |
| Premiums unpaid beyond 90 days | AED 200 | Policy may be cancelled |
| Fines left unpaid | — | Deducted from a future claim or end-of-service dues |
| Policy cancelled | — | The 12-month eligibility clock restarts from zero |
The last row is the expensive one. The AED 400 is an irritation; losing twelve months of accumulated eligibility is what actually costs you money if you are made redundant eight months later.
What we need from you
To subscribe or check your status
- Emirates ID number, or unified number if the card is in process
- UAE mobile number registered in your name
- Basic salary figure from your MOHRE labour contract
- For a claim: termination details and an IBAN in your own name
For employers
Legally the subscription is the employee's obligation. Practically, the burden lands on you: an employee with an unpaid ILOE liability cannot have a work permit issued or renewed, so your onboarding stalls and your quota sits unused. We clear the fine as part of an employment visa renewal so the permit is not held up.
We run ILOE status checks across a whole workforce as part of a corporate PRO services retainer — alongside licence, establishment card and WPS compliance. Companies that never have this problem check ILOE at pre-onboarding and again at renewal, rather than discovering it when a permit is refused.
Subscribe for the longest term offered. The annual cost is identical and it eliminates the single most common failure mode we see — a monthly payment that silently failed when a card expired, resetting the eligibility clock without anyone noticing.
Claiming, if you have lost your job
To qualify you need twelve consecutive months of paid premiums, an active policy on the date of job loss, an involuntary termination, and a claim filed within 30 days.
That 30-day clock runs from the termination date on your MOHRE record — not your last working day and not your visa cancellation date. People routinely spend six weeks negotiating a settlement and find the window closed while they were talking. Full detail in our guide to subscribing to ILOE and clearing a fine.
ILOE registration questions
Can you subscribe me to ILOE today?
Yes, in most cases the same day. We need your Emirates ID number, a UAE mobile registered in your name, and your basic salary from the MOHRE contract so the correct category is applied.
How do I know if I have an ILOE fine?
Send us your Emirates ID number and we will check your status against the scheme record and tell you what is outstanding. The file check is AED 100 (5% VAT included), credited to your fee if you go ahead, and takes minutes.
I paid my ILOE fine but it still shows. Why?
Usually the payment posted against a previous Emirates ID number after a card renewal. The original policy certificate or receipt is what gets it reconciled, which is why we tell everyone to keep them.
Which ILOE category am I in?
Category A if your basic salary is AED 16,000 or below, Category B above that. It is assessed on basic salary from your registered MOHRE contract, not your total package — a distinction that causes many claims to be reduced.
Does ILOE transfer when I change employer?
Yes, the subscription is tied to your Emirates ID rather than to the employer, so it continues across a job change provided premiums keep being paid. Any outstanding fine follows you as well.
Do you handle ILOE for whole companies?
Yes. We audit ILOE status across a workforce and clear liabilities before they block work permits, usually as part of a corporate PRO retainer alongside licence and WPS compliance.
Deadlines
The dates that cost money if you miss them
4 months
For the employee to join ILOE
Employees with work permits issued after 1 October 2023 must subscribe within four months; missing it means an AED 400 fine that can block a new permit. mohre.gov.ae
3 months
Before unpaid premiums cancel the policy
Premiums unpaid for more than 3 months cancel the policy, bring an AED 200 fine and restart the 12-month wait before a claim. iloe.ae
30 days
To claim after losing your job
A claim must be filed within 30 days of the end of employment, or of the court settlement of a labour complaint, or the benefit is lost. iloe.ae
12 months
Subscribed before you can claim
Compensation is only paid after 12 consecutive months of paid premiums, so a gap or a late start delays cover. iloe.ae
Why MIRDXB PRO
Checked first. Filed right. Priced in writing.
We check before we quote
ILOE, WPS, company category, card validity, overstay and attestation, all checked on day one.
Government fees at cost
Published fees passed through unchanged. Our fee is separate, fixed and in writing before you commit.
Filed at the right counter
Amer, Tasheel, MOHRE, ICP or the owning authority, in the order the authorities need it.
We tell you when the answer is no
We would rather lose the work than lodge something that fails.
How it works
From first message to final stamp, in four steps
- 01
Tell us what you need
One WhatsApp message or call about your situation.
About 30 seconds - 02
We check and quote
File checks first, then government fees, our fee and the timeline in writing.
Before anything is paid - 03
We file it
Submitted at Amer, Tasheel, MOHRE or the owning authority, in the right order.
24h target to submit urgent files - 04
Done, with updates
Progress on WhatsApp at every stage until the file is closed.
Named officer throughout
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Fixed quote
Get ILOE Insurance Registration handled
Send us your situation. We confirm what applies to your file, the published government fees and our own fee, in writing, before anything is paid.
- WhatsApp+971 56 897 4054
- Call+971 56 897 4054
- Emailinfo@mirdxbpro.com
- HoursWhatsApp us any time, 24 hours; office open Monday to Friday, 9:00 to 18:00 (Dubai time)
- OfficeAl Barsha 1, Dubai, UAE
Get your fixed quote
Tell us what you need and a PRO consultant will reply within one business hour. No obligation, no pressure.
Prefer to talk now? WhatsApp +971 56 897 4054 or email info@mirdxbpro.com.
MIRDXB PRO is a private PRO services company acting solely on the written authorisation of its clients. We are not a government body and are not affiliated with, endorsed by, or an official agent of GDRFA Dubai, ICP, MOHRE, MOFA, Amer, Tasheel or any other authority. Government fees are passed on at cost; our own fee is quoted in writing before we start. Fees, eligibility rules and processing times are set by the relevant authority and can change without notice. This page is general information, not legal advice.